So, what a cool way to grow an online community! I've been spending all my free time today checking out all the great stuff posted, and entering a bunch! When I showed hubby, he thought that I should give something away, too!
So, I have for you a copy of Dave Ramsey's best selling book "The Total Money Makeover" that helped us pay off $10,000 in just under a year. We don't need the book anymore, as we now know what to do...so I'd love to pass it along!
Just for fun, please post your biggest financial challenge, or your best financial tip in your comment! I'd love to hear other people's challenges and triumphs!
So, please leave your email or blog so I can contact you, and please US mailing addresses only! I'll randomly select a winner on Sunday, February 3rd at noon.
And don't forget to check out all the other great stuff at Bloggy Giveaways!
128 comments:
I’d love a chance to win! Thanks! Dawn :)
(contact info - dawn at kaiseralex.com)
I know this sounds pitiful...but I've been saving to buy this book! I love listening to his radio program.
Dave is my hero! Please put met in your drawing. Thanks, Karen
lilhyperbratsmom@yahoo.com
This sounds like a book I could use!
We have been courting Dave Ramsey's stuff for a few months now and I'd love to win this!
wow, that is quite the success story. Count me in!
My husband would love this book. He listens to Dave Ramsey show every time it's on.
I'd love my own copy of this book!
Some of the biggest ways we save money: thrift stores (toys, all clothing, books) and the library.
I kid you not - we could drop thousands of dollars at B&N if we let ourselves. But we don't even go in there! :)
right now our biggest financial challenge is those pesky credit cards. it's not nearly as bad as a lot of people seem to have, but it's enough that, if we could get them paid off, we'd have a good amount of money we could put in savings every month.
Thanks for a great giveaway! Please enter me.
I have been considering ordering his books for a while now, but hate to spend money to learn how to do this. How stupid is that? This would be a great way for me to learn to do what you did!!
Count me in!
Melissa K
Dave Ramsey is my hero!
We're in the process also, and I'd say our biggest problem is the little things that keep cropping up. Car repairs, broken appliances, etc. That emergency fund has really helped us keep it off the credit cards, though!
I'd love to win this book! Thanks!
We are in serious need of this type of thing. Thanks so much for offering to share.
Tami (tandg97@yahoo.com)
I would love to read this book. Please enter my name in your drawing. Thanks so much!
My best tip?
A grocery Price book. I keep one for each of the 3 stores I shop. Walmart Super, BJ's Warehouse and Aldi's.
VERY handy.
Please count me in and be sure to check out my giveaway.
I really need this book. My biggest financial challenge is saving money and spending it before I even get it. The habit is terrible. Please enter me in the contest.
(jafarhie[at]yahoo[dot]com)
I have heard so many wonderful things about Dave Ramsey and I would love to read his book. My best tip for staying out of debt is keeping a gratitude journal. Every day, I write down 5-10 things that I am thankful for in my life. Seeing a tangible list of blessings really helps curb my "gimmies".
I've been wanting to get this book! Our current financial challenge is owning our own business and all the ups and downs of that.
I'd love to win this, I've heard such great things! Our biggest financial challenge is sticking to a budget! adavieau@comcast.net
My hubby adn I are going through Financial Peace University at our church, which is dave's course. We love it! We already have this book, so I am not entering to win....but I had to comment, you are the second person today that I have found that did the course!
We just completed class nunmber 4 of 13 and are working on our emergency fund and starting the debt snowball next month. Love this.
www.atammcreation.blogspot.com
The best thing that helps me save money is to keep my receipts for everything. I enter it in a spreadsheet and see exactly how much money I spend in certain categories every month. The kids don't need near as much as I buy them and by laying it out like that, I can see it much more clearly
I've heard a lot about this book and Dave Ramsey, but I've never actually read anything. Please sign me up. Thank you!
Count me in please.
Thanks for the giveaway!
Stop by my place to win a bath set & candles or one of two copies of a book I'm giving away. Don't miss the daily edition of contests galore that I post on my blog.
Laura @ Laura Williams' Musings
I'd love to win- biggest struggle is student loans!
Margaret
(wingfield.m@gmail.com)
I would LOVE TO win this book for my SIL.
I just posted about a big money problem here:
http://godsgraceinpractice.blogspot.com/2008/01/money-on-monday-goals.html
Emergency funds.
I would love to win this book. I really like shopping at CVS with ECB's!
I would love to win this book. We use our credit cards with cash back to pay for everything and pay them off monthly. We are using the cash back money to pay for gas and hotels on our vacation this year.
I've been wanting to get my hands on this book! I just can't stand the high prices of his stuff!! I'd love to win this book though!
Our biggest financial stretch right now is stretching our one small income and still having money for savings.
I love Dave Ramsey....especially when he has people putting their credit cards in the blender when they are debt free, lol.
Oh please cunt me in on this one. We so need it!
OMG! I have been hearing so much about this book lately!! I am in dire need of reading it...credit card debt sucks and I want out! Keeping my fingers crossed that I win 'cause it sure could help me lots!
Our biggest challenge is just saving $1,000
The toughest part of Dave Ramsey's program for us is saving 3-6 months of expenses. Whew! Talk about intimidating!!
We could REALLY use this. I'd like to win...Please pick me!
GREAT contest! I really want to win. I've heard a lot of great Dave RAmsey stories :)
My biggest financial challenge is my husband! He's the spender, and I'm the saver.
i love dave!!! count me in!!!!
I have been wanting this book! I think the biggest thing that has helped me save money this past month is the grocerygame.com. I have saved alot on groceries, check out my blog I talk about it on there.
I would love someday to own my own business. With my current debt and credit rating, that's not possible. Unwise choices when I was young landed me in this position. I'm making slow headway, but I could use all the help I can get.
My biggest financial challenge right now is getting used to being a single income family. We have a significant amount of debt.
I would love to get this book! A bunch of girls I know rave about him and how great he is! Thank you so much for doing this!
ahiltzy@yahoo.com
Please enter me! My biggest challange is trimming down my grocery bill. No matter how hard I try to do it,I always spend too much! Thank you for offering such a nice prize. :)
Our life was right on track. Had just leased a truck and was still on track, then suddenly we lost our only sorce of income.
We we able to use our savings to tend to all of our bills but the truck, so we sent it back.
After it was sold at an auction we are responsible for the leftover amount that they lender was not able to get.
Our hardest debt is that we are paying 14,000 plus for a truck that we were only able to drive for 4 months. With monthly calls to a law firm, explaining that we intend to pay the debt, making yet another payement, hearing it's just not large enough, being told we may be taken to court. Yeah, that is our hardest debt.
As it stands, we'll have the truck paid off at the end of 2010. Not bad for a 5 year lease that we can't drive.
This book will help, but only if I read it and get my hubby to read it as well.
We so need this. Thanks for the giveaway.
This would be great to have. We have been thinking about getting it anyway to work off our student loans and credit card debt!
Thanks for the giveaway :)
Our biggest challenge is trying to pay off our credit cards with gas prices rising. We can't seem to get ahead. Thanks for the drawing.
Please enter me!
I have giveaways on my blog too!
http://bethriftylikeus.blogspot.com/
Challenge: Moving across the country CHEAPLY!
Biggest challenge was my man out of work for 6 months with a mortgage payment due and a baby on the way. We have always been bargain shoppers so we just stepped that up even more and cut out all the extras we didn't need.
Our biggest challenge is right now. I am out of work(applying but no luck yet). My dh is in seminary and a pastor. I had a miscarriage in Aug. and we have tons of medical bills! I am planning to purchase this book if I don't win it!
I've been trying to not shop for the month of January-just to help my budget a little. I'd love to win this book.
Our biggest financial challenge is all of our school debt and not being able to afford a house! I would love to have a copy of this book. Thank you. prettybritty425@gmail.com
Our biggest challenge is just actually sitting down and DOING the paying and balancing. I don't want to face it, and we are so busy, it is hard to find the time. We would love to read the book and get busy.
I've heard amazing things about that book! My biggest challenge is shopping with hubby. He makes so many impulse purchases!
Sticking to a budget is a big challenge.
Elaine
starkjohn@tds.net
Best financial tip - tithe, then pay yourself second (save!)
camille
www.snaphappymama.com
I've really been wanting to win this book so I hope I win!
joymorris13 at yahoo.com
looks like a nice book
count me in on this book!
Great job on the debt pay off! We did about 5K last year and part of it was thanks to things we learned at FPU. I'd love this book. Thank you for offering.
I'd love to read this book. I'm in the process of changing from a married SAHM, to a single mom, so it's a bit of a financial challenge.
Thanks for the great giveaway!
Oh, I keep hearing recommendations that I should read this book - I'd love to win it!
My biggest financial challenge is that my husband is in residency & I'm a SAHM - so his income isn't huge, and our debts are crazy (medical school loans, house, two cars, and credit cards). It just all seems so overwhelming sometimes, I don't know where to start!
Thanks for doing this giveaway!
fizzledink(at)gmail(dot)com
My biggest challenge is trying to reel in my husband's spending!
We love Dave Ramsey and we just gave away our copy of this exact same book! I would love to replace it!
marci_ann@hotmail.com
What a great giveaway! I'm sure it's going to be a special blessing to someone. Thanks for sharing!
OMG Id really love to win a copy of that.. I have a honkin credit card that needs attention
I could surely use this. Maybe it can help me make a plan to pay off my $82k (and growing) student loan debt. COUNT ME IN!!!
talesofasingleparent@gmail.com
I have been eyeing this book on Ebay!! What has helped us save a little money is by stopping the eating out! It adds up before you know it! Count me in! Thanks!
My in-laws and several of my friends have recommended this book and I'd love to read it.
DH switched jobs 2 years ago, from a salaried position to a 100% commission position. It was the right move, and the perfect job for his personality, but it takes a while to build up in any commission-only job, and we're still digging out from that first lean year. We'll get there.
Thanks for the chance to win this book.
Wow, 10K. Amzing. I need this.
taowyn (at) gmail (dot) com
Congratulations on the 10,000 debt recovery!!! I'd love to win this book. Our biggest financial challenge is putting money back for emergency savings and general savings. We eat out WAY too much. I listen to Dave all the time and enjoy his show so much. We are soon to start the envelope system for eating out. Thank you for your inspiration. I sure would love this book.
P.S. The kitten in the photo is nearly as cute as your toddler!!
after having a baby 3 months ago, our challenge now is paying off medical bills!
amyjohnallen at bellsouth dot net
We're terrible at saving... Thanks for the contest!
Could use the help!
Our biggest challenge is to live within our means on a part time teachers salary. Next year, God willing, dh will have a full time job.
Our biggest challenge right now is student loans! Yuck! I would love to have this book!
I think this would be great. I hear him on the radio some and he really tells it like it is! Our biggest challenge is not saving as much as we should. Thanks!
Our biggest financial challenge right now is that as of last September we have twice as many kids and half as many incomes! My husband has been unable to work his second job due to injuries he sustained last spring on his way to his first job and the disability from that job ran out just about when our infant son was born.
I've been hearing wonderful things about Dave Ramsey and would love to try his ideas.
Thank you for your giveaway!
I NEED this so bad, we are working on paying off debt & struggling. Would love to actually read a full book.
our biggest challenge is our fixer-upper of a house!! I'd love to read this book and have it help whip our finances into shape! Thanks for the opportunity!
Oh I tried to win one of these last fall! :) Our mortgage would be our biggest hurdle of course but other than that we're trying to finish off our basement without going into debt - very trying on the patience! Thank you.
My credit cards... oh my... I had to give them to someone else to hold on to so I could make some progress paying them off!
awesome! please enter me. I would love to win!
for us we have a really hard time not keeping up with those tiny purchases like 1 or 2 dollars. at the end of the month those really add up and we never remember where the money went
When we moved, we paid off all our debt and now have zero debt. It is a good feeling knowing that no one has that power over us. I would love to read the book you are giving away. I can always use great financial advice! Thank you for you having such a generous giveaway! I would LOVE to win!
My email is holladayfam(at)gmail(dot)com.
(Please email me if I win!)
Thanks again!
I love Dave Ramsey. Please enter me in the drawing. Thanks.
I would say...delayed gratification!!! You just have to wait on things until you can pay for them! When I am 60 I will be rolling in it!!! hee, hee
stbaisch AT yahoo.com
challenge: over $100,000 in student loan debt.
Tip: buy all toys and kid clothes at kid consignments,
keep track of everything you spend
Hi! I found your giveaway from the Bloggy Giveaways page. Dave Ramsey's book sounds very interesting and practical to me. At this point I am saving my money to purchase a house debt free. I am well on the way because of the lifestyle choices I have made. (I live at home with my parents for now even as a young, unmarried adult). However, I always have ways to improve and save more. :)
My biggest challenge is keeping my checkbook balanced. My biggest tip is to not go into debt in the first place. I didn't for my college education or first automobile and I am thankful everyday that I don't have loads of debt hanging over my head.
Thanks for offering the great book giveaway. God bless you and yours.
~Lydia H.
lydia@hayden.ws
This is so nice and thoughtful, I would certainly enjoy it. Thank You!
kpuleski at gmail dot com
I would love to read this book! Sounds like it really worked for you! We could always use some good advice on healthy money management!
My guy having to work 2 jobs to pay our bills (we bought a house then had some unexpected bills). We could really use this book.
I’d love to be entered.
If you haven’t already entered my giveaway, I’m giving away two prizes: craft books & decorating books at my blog
http://unmainstreammom.blogspot.com/
2008/01/bloggy-giveaways.html
Thanks!
Hmm...biggest challenge. Well I guess I am trying to cut my grocery bill even more and save more money. My husband is trying to get his own business going in addition to his regular job, so if I could save more, I could help him have more $$ in our budget toward the big purchases.
I think I need to start using cash only for things--not debit cards, not credit cards (even though we pay them off each month, etc).
Thanks for the chance to win! cherylannhackett@yahoo.com
I have heard really great things about Dave Ramsey's book. I would love to be entered in your drawing.
My greatest financial challenge would be not keeping careful track of how much we spend on things each month. If we need something or oftentimes even want something, we just pick it up, with little regard to budget (within reason of course). I would like to be more accountable with our money and at least know a ballpark amount of what we are spending each month.
Michelle
www.northofthe49.com
michelle (at) northofthe49 (dot) com
I've been so curious about this book! Pick me :)
Our biggest money issue right now is trying to afford a bigger house. But we've started a money market account which is giving us 3% interest every _WEEK_!!!! Sizeable down payment, here we come!
We'd love this book to help us along our way!
I'd love this! My biggest financial challenge is the grocery store. Feeding husband, 5 kids and 4 pets.
My biggest financial challenge right now is the upcoming wedding. Just when our savings account was looking nice too :)
Biggest challenge - getting hubby motivated! LOL
Financial tip - we pay on our credit card every week instead of once a month, so no balance carried over. Use it more like a debit card (only used for purchases you have the money for, then come home and transfer the money to it!)
Oh and congrats on paying your debt off! Have you called Dave's radio show to yell?
I was almost 50 before my kids were grown and done with school and I thought I could finally afford to start saving for retirement. What a huge mistake that was! But by cutting corners, putting money aside REGULARLY, I am on track at 58. I can never look forward to an extravagant retirement with travel and luxury, but I think I will be able to work long enough to retire with enough of a nest egg to support myself.
gpc49@yahoo.com
please enter us in your awesome contest!! we would love to win!!
please!! wow, do we need this!
Ah, my biggest financial challenge at the moment is paying down my pesky credit cards. I've stopped charging new things, but I want the balances at 0!
P.S. Congrats on your success!
This s great! I'd love to enter :)
Shop at thrift stores! You can often find brand new, name brand items for rock bottom prices :D
anastasia_falling@yahoo.com
Biggest financial challenge was getting my husband to at least tell me what he was spending daily so I could balance the checkbook! Thanks for the fun giveaway! ~ :)
Oh i definitely need this book...our biggest financial challenge is paying off credit cards!
Paying off credit cards - it's never ending. Wow - $10,000 in a year? We need this book.
Thanks for the chance to win! :)
adashofsassitude(at)gmail(dot)com
Awesome! Please add me :)
I can't ever seem to develop an emergency fund so the old credit card gets used too much.
I'd love to win this book, we're really in a hole right now. Darn credit!
We need Dave Ramsey's TMM book! Please enter us in your drawing ~ thank you so much!
djcregue at wmis dot net
http://www.curlygirlcrochet.etsy.com
that is so awesome. i can't wait to see if i'm the winner! thanks!
My biggest challenge is staying out of Target! :)
I've always wanted to read his book. Please enter me!
thats an awesome giveaway!!!
This would be perfect for my husband.
I'm all in! haha!
Staying away from craft stores...I am not joking, BIG challenge!!! Very fun!!! Please count me in!
I would love to win this. I think it woud really help my hisband and I rethink our budgetes. I have been trying.
Please.....I need all the help I can get with our finances.
I would love this!
bwyramon@yahoo.com
I would love this, thank you!
Our biggest challenge is saving. Thanks for the giveaway!
Challenge: Self-employed husband in a construction slump/stay-at-home mom
Tip: Pinto Beans & Cornbread
Please enter me! Thanks, Laura
You don't need to enter me since I already have this book. I just wanted to tell you that I absolutely love what Dave teaches. Also, I wanted to let you know that you won my giveaway #2. I haven't posted it yet, but you won. And I want you to know that was my favorite of all the prizes I was offering.
would love to win... thanks :)
My best financial tip would be to clip (and use!) coupons. They save us so much money every week!
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